Call Steve: 971.506.2431
New-construction financing
Rate buydown calculator

A lower rate or a lower price?

Compare a builder's lower rate against cutting the price, or see how much more home the same payment buys at the builder's rate. Drag the slider to try different prices.

$150K$1.5M
Temporary buydown on top
Add taxes, insurance, MI and HOA

Added the same to every column so the comparison stays apples to apples.

Example numbers are filled in. Change any of them.

Payment by year

Steve Crawford, Producing Branch Manager · NMLS #215512 · 971.506.2431 · steve@crawdadlending.com

Crawdad Lending Team is a Division of Canopy Mortgage, LLC, NMLS #1359687. Licensed in Oregon, Washington, Idaho, Utah and Texas. Equal Housing Opportunity.

For illustration only. This is not a loan offer, rate quote or commitment to lend. Figures are estimates of principal and interest based on the numbers entered; actual rates, payments, costs and eligibility depend on credit, property, program guidelines and market conditions. Temporary buydown payments step up to the note-rate payment as shown. Taxes, insurance, mortgage insurance and HOA are only included if entered, and in practice can change with the price. Seller-paid costs are subject to program limits on seller contributions.

Crawdad Lending Team · Division of Canopy Mortgage llc · NMLS #1359687

NMLS #215512 | Licensed in Oregon, Washington, Texas, Utah & Idaho

This is not a commitment to lend or extend credit. Restrictions may apply. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Not all loan products are available in all states. Not all borrowers will qualify. This advertisement is for information purposes only. For licensing information, go to: www.nmlsconsumeraccess.org